
About Us
At Money Sprouts Youth Empowerment LLC, we prepare youth with essential life skills in financial literacy and emotional well-being to help them thrive in today’s world. Our practical programs—ranging from group seminars to one-on-one coaching and caregiver education—are designed to be accessible, engaging, and effective.
We serve young people from all backgrounds, giving them the tools to build confidence, resilience, and leadership. Our commitment to professionalism and safety ensures peace of mind for caregivers while empowering youth for a brighter future.
Meet Armando J Esparza Jr
Founder and CEO
Armando J. Esparza Jr. is a seasoned leader with over a decade of management experience, dedicated to empowering youth and fostering the next generation’s growth. He began his career at Costco, advancing from cart pusher at 18 to Senior Manager by 26, leading seven Bay Area locations. In 2020, he joined Amazon as a Senior Customer Success Manager II, advising first-party vendors with annual revenues from $30M to $480M and improving profitability. At both Costco and Amazon, he launched development programs that led to over 20 promotions in a single year.
Raised in San Jose, California, Armando learned the value of hard work early, progressing from entry-level jobs to senior leadership through dedication and mentorship.
His background includes coaching high school football, working with youth at John Muir Middle School, and earning a Bachelor’s in Business Administration from San Diego State University in 2020.
In 2025, he founded Money Sprouts Youth Empowerment to address the gap in life skills education, with a focus on financial literacy and emotional resilience. Outside of work, Armando’s dedication to fitness reflects the discipline, consistency, and perseverance he instills in the youth he mentors.

The Vision for the Future
“By planting seeds of knowledge today, we grow tomorrow’s leaders. Financial literacy means freedom, opportunity, and empowerment.”
Empower Your Youth’s Future
Equip your youth with essential financial literacy and emotional well-being skills through Money Sprouts Youth Empowerment’s affordable, introductory services (4) designed with both youth and caregivers in mind.
Virtual Group Seminars (Max 30 Attendees)
Interactive, remote group sessions that introduce foundational financial concepts for youth. Priced at just $10 per attendee, these seminars offer a cost-effective way to start your youth's financial education.
Youth One-on-One Coaching
Personalized financial education tailored to your youth’s goals and needs. Introductory sessions are available for $25, with follow-up sessions offered at $30 to ensure continuous growth.
Caregiver Education One-on-One Sessions
Empower caregivers with the knowledge and tools to support their youth’s financial journey. Introductory sessions are available for $25, with follow-up sessions priced at $30.
Family Package
A comprehensive bundle that combines one-on-one coaching for both youth and caregivers to foster family-wide financial literacy. This package is available for just $40 (a $10 savings compared to individual sessions).